Optimize Financial Group Inc. (“OFG”), together with its affiliates, respective officers, directors, advisors, employees, shareholders, agents, independent contractors or licensors provide no guarantee as to the accuracy, adequacy, timelines, reliability, completeness, or usefulness of any of the content of the website ofg.com (the “Site”) and disclaim liability for errors, omissions, possible technical inaccuracies or typographical errors.

In addition, OFG does not take any obligation or responsibility to update or amend any outdated information. We use reasonable efforts to update the financial information that is available on the Site. However, there may be cases where due to technical or other reasons, we are unable to do so. We do not guarantee the accuracy or completeness of information on the Site and do not assume any liability for any loss that may result from reliance by any person upon any such information or recommendation as they are for general information only.

This Site including any related communication is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional.

Nor is the information provided in the Site to be construed as an offering of products or services, a proposal or inducement to make investments or to undertake investment in securities, an inducement or a solicitation to purchase or sell securities or any other financial instrument or product, a recommendation, or all or part of a contract. The information provided in the Site is for consultation and general information purposes only and does not allow transactions of any kind to be carried out. We do not consider users of the Site to be clients merely by their access to any parts of the Site. The Site users should be cautious about any and all such recommendations and should consider the source of information and various factors prior to making any decisions. Such factors include, without limitation, their own personal financial and investing situation, knowledge, comfort level, risk tolerance, objectives, and time horizons.

Our investment strategies offered through Optimize Inc. (“OI”) and Optimize Wealth Partners Inc. (“OWP”) may not be suitable or appropriate for all investors. The information, opinions or estimates provided where applicable in the Site reflect the judgement of their author on the day it was drafted. They may not be deemed authoritative; nor may anyone use them as replacement for his or her own judgement. Information provided on the Site does not in any way constitute a recommendation that you enter into a particular transaction, nor does it constitute a representation that a particular financial investment is suitable or appropriate for you.

All users are advised to conduct their own independent research into any such recommendations and consult with their current advisors before making an investment decision. Finally, the users are advised that past investment performance is no guarantee of future price appreciation or performance. Price, value, yield and return will vary and you may have a gain or loss when you sell.